Sebastian Yaphy

Sebastian Yaphy is a fintech entrepreneur and the co-founder of Finnix (formerly Finplus), an AI-driven credit platform backed by Y Combinator (S21). He specializes in building high-scale financial infrastructure that leverages alternative data to provide credit access to underserved markets in Southeast Asia. As a YC alumnus, Sebastian is recognized for his focus on "engineering-first" solutions to complex financial inclusion problems.